Credit Repair Pay For Results Only

We are a pay for results credit repair company (if items do not come off your credit report that month, then your bill is zero).

We don’t just send letters to the credit bureaus, cross our fingers, say a prayer, and hope for the best. We have letters that are designed to go to the credit bureaus, subsidiary bureaus, creditors, collectors, your State Attorney General, Office of the Comptroller, the Consumer Financial Protection Bureau, and more.

If there are mortgage issues such as that the original creditor has gone out of business, or that the original creditor is not even listed on the credit report, then we have letters that go to the Office of the Comptroller for being legally incomplete – even if these items have reached foreclosure or short sale status.

We have letters that are designed to go to Banking and Finance or the Office for Financial Regulations in filing complaints against a consumer collection license for either illegally re-aging an account and/or failing to list the original creditor, or even failing to list the date of last activity. (Our complaints are subject to withdrawal so long as they remove the derogatory/negative reporting – or we give them a special gift of 2-3 hours’ worth of paperwork in responses).

We also have letters that are designated to go to the State Attorney General’s office as well as other agencies that legally assist us in removing these negative items off of your credit reports. We can prepare affidavits, do certified mail, and use other effective techniques to improve your credit repair process. We also have other proprietary techniques that mandate and compel the credit bureaus to remove your negative items in numerous special situations.

Trade lines

3 great ways to add positive credit to your credit report, is through authorized users (AU’s), primary trade lines, and secured credit cards.

Authorized Users:

It is absolutely legal to add aged authorized user trade lines to a consumer credit report. You can do this yourself (saving you a lot of money) or, you can pay us. We legally add aged authorized user trade lines to a consumer credit report. (example, if your mom or grandma can add you to their credit card – then if the law claims to have equity (treat people equally), then our cardholders can certainly add you on to their card as well. You will not receive the credit card, only the borrower/guarantor receives the credit card/they do not have to give it to the AU, and they activate the card, and make a purchase with that same “chipped” card.

It is now possible for a consumer with a 540 credit score, with no activity at all – to receive three new trade lines and have 780 credit scores or higher within 45 days. We also know which creditors “back date” the reporting from the actual opening date from the original borrower, (these are reported as aged trade lines from 3 years old to 23 years old), and it is now possible that adding these trade lines can tremendously boost up your credit scores within 45 days.

Primary Trade Line Accounts:

It is absolutely legal to add aged primary trade lines to a consumer credit report. You can do this yourself (saving you a lot of money) or, you can pay us. It is absolutely legal to get yourself added to another person’s (friend/family member/business partner/etc…) open, active, aged account as a co-borrower/co guarantor.

(Typically only a Bank V.P or Bank President has the authority to approve and enact this legal credit method: – or, more people would know about/use/try/this method).

See Risk v Rewards as marked with ** below.

If you have a close associate that has an open installment account (such as an auto account/maybe 4 years old/ original loan amount $50,000 and a current balance of under $10,000).

Your associate can add you onto this account as a co-borrower. This account can populate onto your credit report/from 4 years back/and dramatically improve your credit history and credit scores.

**Be aware that if your associate drops dead/or defaults on payments/you will be legally liable for the debt on the loan, since you will officially become a co-guarantor/co-borrower on the loan – and, you will not have the protection of being on the title (to the automobile, or other).

Secured Credit Cards:

Creditandinvestments.com. Need we say more. These secured credit cards advertise, and do, what they say – approve everyone. Secured credit cards are similar to a debit card, except the bank holds your money, and lends you their money 9so they can legally report to the credit bureaus).

Many banks turn people down for secured credit cards (Bank of America, Capital One, and many more).

We legally add aged authorized user trade lines to a consumer credit report. (example, if your mom or grandma can add you to their credit card – then if the law claims to have equity (treat people equally), then our cardholders can add you on to their card as well. It is now possible for a consumer with a 540 credit score, with no activity at all – to receive three new trade lines and have 780 credit scores or higher within 45 days. We also know which creditors “back date” the reporting from the actual opening date from the original borrower, (these are reported as aged trade lines from 3 years old to 23 years old), and it is now possible that adding these trade lines can tremendously boost up your credit scores within 45 days.