Late payments on your credit report can be legally removed for many reasons. This includes lates on credit cards, mortgages, auto loans, boat loans and credit lines. Getting reported lates off your credit report is surely a certainty. The proof is right here. Click on any of the letters above to read how Chase, Bank of America, Discover, Fifth Third Bank and others removed lates for our clients.

You may wonder how we do it. How does an expert credit repair company get a creditor to remove a late payment? The letters above are from real creditors and collectors. In them, they agree to remove the lates, or even the whole account, from the credit report. They then tell TransUnion, Equifax and Experian to delete the late, the many lates, or the entire account. We have not found any other credit repair company that can match our process or our results.

You want ways that work. Have you been to 1 of our seminars?

The more questions you ask, the better your chance of hiring the right company. How do lawyers and judges fix their own credit? Do they do it themselves? Who do they call? The real secrets are known by only a few companies. Judges and lawyers ask each other whom to hire for credit problems, especially those who have worked on cases against creditors or credit bureaus.

Almost no other credit repair company can show letters like these from creditors saying the lates were deleted. How do you delete 30, 60 and 90 day lates? What if they happened here and there, in different months? These are called sporadic lates. They are harder to remove, but we have 2 special methods that work for them.

We posted 10 of these letters here as proof. We know the real methods to remove lates from credit reports. It is not easy. Sometimes a lawyer is needed to finish the job. But most of the time it can be done with emails, texts, calls and, most importantly, certified letters. Usually there is no need to file a lawsuit.

There are several ways to remove lates. Sometimes the lates are in a row. Sometimes they are spread out over many months. The laws and options also depend on whether the account is open or closed, and on the type of account, such as a credit card, auto loan or mortgage. The ways that work best often take the most work. We ask questions such as: Did you or a family member have COVID? Did you ask your lender for a forbearance or deferment? Did you pay extra or pay months ahead, and the payments were applied wrong? Were you a co-signer who was never billed correctly? Smart people who care about their credit know they need a careful plan. A one-size-fits-all approach will likely give poor results.

Why don’t other credit repair companies show letters like these? Because they can’t. If they could, they would. Credit CRB removes lates from credit reports better than anyone we know, and it is not even close. Many lawyers come to us for their own credit repair or send their well-known clients to us. CPAs and even many high-level bank executives contact us for themselves, a coworker or a family member. Make this year and the years ahead full of new opportunities. Get approved for large loans at low interest rates.