- Don’t get fooled by words like “Firm or Group” etc. Check if the “firm” (Smith, Jones & Thompson) is really a law firm – or just a collection firm with a tricky name to fool you.
- If they are a law firm – see if they are even licensed to practice law in your state. If not, the letter might as well be from Joe Nobody.
- Check your local court online and see if this law firm and their client has current court filings filed against consumers. If they don’t sue – they don’t sue.
- If they are actually suing people in your own back yard, consider moving, prepare to settle, or prepare to intelligently, legally defend yourself.
- The smartest negotiating tactic thing to do before settling a “Recent” debt is to document (certified mail or email) a “dispute” as to the total amount of monies owed. Be precisely this general with this wording of specifics. Independently, a summary judgment (automatic/no trial verdict) requires that the defendant not had a previous dispute as to the alleged amount of monies owed prior to the inception of the lawsuit.
Legal disclaimer: This content is not formally asserted as legal advice, cannot be construed as legal advice, and only an attorney within your state is authorized to give legal advice.