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In the intricate world of financial health, your credit report serves as a vital lifeline. This detailed record, compiled by credit bureaus, reflects your credit history – from the length of your credit history, the types of credit you have, your payment history, and the amounts you owe. It essentially paints a comprehensive picture of

If you are in the middle of divorce, and you don’t have a lazy family law attorney, you can legally prevent certain items from reporting on your credit report (by way of a judge’s order, until such time as credit judgement occurs). For example: if the spouse took the pick-up truck and fled out of

Don’t get fooled by words like “Firm or Group” etc. Check if the “firm” (Smith, Jones & Thompson) is really a law firm – or just a collection firm with a tricky name to fool you.   If they are a law firm – see if they are even licensed to practice law in your

These are a few secrets to: Obtain Business Credit that Sales People will NEVER Reveal Even if you hire a company to assist you in building business credit you will need to find an assistant, or yourself, who is very organized and will need to put in 15-20 hours of work for the first six

The smartest negotiating tactic thing to do before settling a “Recent” debt is to document (certified mail or email) a “dispute” as to the total amount of monies owed. Be precisely this general with this wording of specifics. Independently, a summary judgment (automatic/no trial verdict) requires that the defendant not had a previous dispute as