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How long until your credit history is wiped?

Your credit report is more than just a document; it’s a comprehensive record of your financial history and behavior, shaping how potential lenders, employers, and landlords perceive your financial health and reliability. Containing details about your credit accounts, payment history, debts, and inquiries, a credit report is instrumental in calculating your credit score—a crucial indicator […]

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What are the grounds to have something negative removed off your credit report?

In the intricate world of financial health, your credit report serves as a vital lifeline. This detailed record, compiled by credit bureaus, reflects your credit history – from the length of your credit history, the types of credit you have, your payment history, and the amounts you owe. It essentially paints a comprehensive picture of

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BASIC UNDERSTANDING

“How lucky for the abusive super rich that the common man or woman chooses or prefers ignorance and lack of courage” – Sam Sky Welcome to learning how to negotiate, a modern and improved way to reach out and obtain what you want in life. According to Dictionary.com – “Negotiation is the mutual discussion and arrangement

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Rules of Negotiating Debt

The smartest negotiating tactic thing to do before settling a “Recent” debt is to document (certified mail or email) a “dispute” as to the total amount of monies owed. Be precisely this general with this wording of specifics. Independently, a summary judgment (automatic/no trial verdict) requires that the defendant not had a previous dispute as

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